Hearing aids are crucial for people with hearing loss. They can greatly improve your quality of life, but they can come at a significant cost. When you buy hearing aids, you’re paying for a custom service tailored to your hearing loss and the ongoing medical assistance and maintenance to preserve the aids long term. Fortunately, Aflac’s hearing insurance provided through our Dental, Vision and Hearing (DVH) Insurance plans can help reduce out-of-pocket costs.
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Without insurance, hearing aids can cost between $2,000 and $7,000 per pair.1 Hearing aids usually are not covered by health insurance plans, but a supplemental hearing insurance policy (provides cash benefits for costs not covered by your primary insurance plan) can help reduce your out-of-pocket costs for hearing devices and necessary maintenance.
There are several factors that may impact the cost of hearing aids:
Health insurance does not typically cover hearing aids because hearing loss is considered a "likely risk," and insurers believe that too many people filing claims for hearing aids could reduce profits.2 However, 20 states require insurance companies to cover hearing aids for children in most plans, and four states allow for coverage for adults. Medicare Part C (Medicare Advantage) plans may also cover hearing services.4
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedAflac offers hearing insurance through our DVH Insurance plans, which can help cover the cost of hearing aids. These plans can also help save you money on hearing services and maintenance for your devices.
Without insurance, hearing aids can cost between $2,000 and $7,000 per pair.1 Your costs would be reduced with the benefits offered by Aflac DVH Insurance plans based on your coverage selection. Chat with an Aflac agent to determine the plan that’s best for you.
Approximately 37.5 million American adults report some trouble hearing.5 If you need hearing aids, they may cost thousands of dollars. With Aflac hearing insurance provided through DVH Insurance, you can save money on hearing care and maintenance. If you’re interested in saving money on hearing care, chat with an Aflac agent today to discuss coverage options and get a quote.
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1 Healthy Hearing – Hearing aid prices. Updated December 10, 2024. Accessed June 11, 2025. https://www.healthyhearing.com/help/hearing-aids/prices.
2 Professional Hearing Center - Why don't insurance companies cover hearing aids? Accessed June 11, 2025. https://www.professionalhearingkc.com/blog/why-dont-insurance-companies-cover-hearing-aids.
3 Consumer Reports - A Complete Guide to Over-the-Counter Hearing Aids. Updated June 13, 2025. Accessed June 13, 2025. https://www.consumerreports.org/health/hearing-aids/complete-guide-to-over-the-counter-hearing-aids-a3898239010/.
4 National Council on Aging (NCOA) - Does Medicare & Insurance Cover Hearing Aids in 2025? Updated January 3, 2025. Accessed June 11, 2025. https://www.ncoa.org/adviser/hearing-aids/does-medicare-cover-hearing-aids/.
5 National Institute of Health (NIH) - Quick Statistics About Hearing, Balance, & Dizziness. Updated September 20, 2024. Accessed June 11, 2025. https://www.nidcd.nih.gov/health/statistics/quick-statistics-hearing.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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